Our fees cover all of the work required to complete the re-mortgage of your home.
This estimate is to provide an indication of our fees. However, we would suggest telephoning us on 01229 820297 to discuss your specific circumstance and obtain a free, no obligation quote.
Where there are complex or specific issues relating to your particular transaction further charges may apply and we would require this information before being able to provide a fixed quotation.
Our fixed fee for re-mortgages is £500.00 plus VAT
These are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
Fees for H M Land Registry Searches:
Office Copies £6.00
Office Copy of Documents £3.00 per document
Land Registry Search £3.00
Bankruptcy (per name) £2.00
A Local Search may be required by the Mortgage Lender
Fees for Local Searches – The cost of these vary depending on location:
Barrow Borough Council £111.73 (including VAT)
South Lakeland District Council £125.44 (including VAT)
Copeland District Council £155.14 (including VAT)
Outside of these areas, please telephone for a quotation
Telegraphic Transfer Fee:
This is the cost of transferring the funds of the transaction electronically. TT Fee – £19.20 (including VAT) per transfer
LMS Panel Lenders
LMS is a conveyancing panel management specialist used by the below list of lenders. These lenders choose to issue their mortgage offers and supporting documentation through the LMS portal. LMS charge a fee for the service. Each lender charges £25.00 plus VAT administration fee for this service. If you obtain a mortgage from the below list of lenders the fee of £25.00 plus VAT will be an additional fee that will be charged and shown on our invoice to you.
Where possible online registration is undertaken however there are certain circumstances where a postal application must be made, for example a First Registration
Purchase Price of Property | Online Registration Fee | Postal Registration Fee |
---|---|---|
£0 – £100,000 | £20.00 | £45.00 |
£100,001 – £200,000 | £30.00 | £70.00 |
£200,001 – £500,000 | £45.00 | £100.00 |
The average process takes between 6-8 weeks but this can vary depending on a number of factors including the mortgage lender used.
The precise stages involved in the sale of a residential property vary according to the circumstances. However, below we have suggested some key stages that you may wish to include:
Take a look at our other services.